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Mobile phones and microinsurance

Microinsurance Paper #:



  Mobile phones and microinsurance


Pranav Prashad, ILO's Microinsurance Innovation Facility
David Saunders, The Centre for Financial Regulation and Inclusion
Aparna Dalal, ILO's Microinsurance Innovation Facility

Date of Publication:

  November 2013


Insurers are using mobile phones to address two main challenges facing the microinsurance sector: increasing efficiency and reaching scale. Microinsurance Paper #26 is based on a review of literature and 13 insurance schemes that are using mobile phones in some capacity. The review reveals good practices and lessons for insurers to consider when implementing mobile-based microinsurance.

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