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Emerging Insights

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Home » Emerging Insights

Emerging Insights is a regular information series of the ILO's Microinsurance Innovation Facility that provides bite-sized lessons from microinsurance practitioners. Learn more about a specific insight by clicking on the Emerging Insights column. You can also sort the Emerging Insights by Release Number, Theme, or Source by clicking on the column heading.

Release # Theme Source Emerging Insight
69 Theme: Market Development Source: Market development initiatives in Zambia Developing an insurance market, one step at a time
68 Theme: Market development Source: The Landscape of Microinsurance in Latin America And The Caribbean: A Briefing Note A country’s stage of microinsurance market development indicates unique market gaps and opportunities
67 Theme: Clients, Business Viability, Health Source: A study on the impact of outpatient health microinsurance What is the value of outpatient health insurance?
66 Theme: Distribution channels Source: The Landscape of Microinsurance in Latin America And The Caribbean: A Briefing Note A broad range of distribution channels with scale supports microinsurance expansion and penetration
65 Theme: Client value Source: SAJIDA Foundation Keeping PACE with client value
64 Theme: client value, informal risk management mechanisms Source: A review of Fonkoze’s property insurance product Insurance helps clients reduce (but, not avoid) using stressful informal coping strategies
63 Theme: Technology Source: UAB Vie, Burkina Faso A good call: using mobile phones to improve premium collection and data quality
62 Theme: Technology Source: AMICUS Advisory, India From 2 months to 25 minutes: leveraging technology and better processes for enrolment
61 Theme: Distribution Source: Bradesco Seguros, Brazil and FINO, India The “multiplier” effect: distributing insurance through banking correspondents
60 Theme: Claims processing Source: A study on how MFIs can improve microinsurance products MFIs bring claims closer to clients
59 Theme: Client value and business viability Source: The Emerging Insights series Our Five Favourite Emerging Insights
58 Theme: Health microinsurance Source: A study on the impact of health microinsurance, Kenya Health microinsurance reduces borrowing and increases consumption
57 Theme: Demand Source: Weather Risk Management Services (WRMS), India Farmers like to select their insurance cover
56 Theme: Value-added services Source: A study on value-added services in health microinsurance Proximity and access to outpatient care may lead to fewer inpatient claims for insurers
55 Theme: Usage Source: “Doing the Math” - Life Microinsurance in Mexico by MILK The promise of insurance helps families access cheaper funds and cope better
54 Theme: Value-added services Source: A study on cost and benefit of value-added services in health microinsurance Dial-a Doctor and value-added services: a cure for low demand for health microinsurance?
53 Theme: Client value Source: A study on the business case for life microinsurance in the Philippines by MILK (Microinsurance Learning and Knowledge Project) When simple is actually complex: measuring the financial value of life microinsurance products
52 Theme: Client value and business viability Source: The Emerging Insights series Make a New Year’s resolution
51 Theme: Facilitating learning Source: A peer exchange visit with Old Mutual The power of peer exchange
50 Theme: Promotion and sales methods Source: Alternative Insurance Company, Haiti Beyond slogans: a ten-step planning model to promote microinsurance
49 Theme: Investment behaviour Source: A study on the impact of insurance and credit on agricultural decisions Production with protection: evidence of insurance increasing farmers’ investments
48 Theme: Health outcomes Source: Centre International de Développement et de Recherche (CIDR), Guinea Health microinsurance for safer motherhood
47 Theme: Claims processing Source: Fonkoze and a study on microinsurance innovations in microfinance institutions When disaster strikes: efforts by a MFI to improve claims processing
46 Theme: Organizational strategy Source: Allianz Life Indonesia, Indonesia Applying microinsurance innovation to commercial insurance
45 Theme: Sales force training and incentive Source: A study on sales force development in microinsurance Train to a hire level
44 Theme: Client value and business viability Source: A case study of livestock insurance from India Process improvements leading to better client value in livestock insurance
43 Theme: Partnership management Source: Solidaria de Microseguros Rurales (RedSol) and Asociación Mexicana de Uniones de Crédito del Sector Social A.C. (AMUCSS), Mexico Tale of an intermediary: customizing products and services through focused partnerships
42 Theme: Technology Source: A study on the use of technology in microinsurance Using technology to streamline end-to-end service delivery
41 Theme: climate change Source: A study on the implications of climate change on microinsurance Protecting clients and organizations from climate risks through meso-level coverage
40 Theme: commercial insurers Source: A study of the experience of commercial insurers in low-income markets Teaching elephants to dance: challenges facing commercial insurers entering low-income markets
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The Facility was launched in 2008 with generous support from the Bill & Melinda Gates Foundation to learn and promote how to extend better insurance to the working poor. 

Additional funding has gratefully been received from several donors, including the Z Zurich Foundation and AusAID.

 

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