Emerging Project Lessons
To what extent does technology contribute to higher outreach, improved efficiency, lower prices, etc.?
The implementation of a unique information system that is simple and easy to implement is a need of small organizations. This system can become an incentive for organizations to join the network given the economies of scale benefits. In order to homogenize and secure the administration of sales, premium payment, premium transfers to the insurer and the registration of the different movements between local organizations, AMUCSS[1], in 2006, set up a specific Information System for Microinsurance Administration: Tamazolin. The features of this system include the scanning of new policies and the filling of basic information about clients. Tamazolin enables the immediate verification and validation of the information from RedSol, which carries out the central administration of the system. In the past, organizations sent all sold policies to AMUCSS by the end of the month. Beyond the security factor, the time and cost generated to send back the wrong-filled forms was too high. After some adjustments, Tamazolin works in remote areas with low Internet connectivity. Rural organizations are often particularly interested in getting affiliated with RedSol because of the support provided by the information system. Some organizations complain about the additional work generated by scanning of policies. New solutions have to be found to offer simpler mechanisms.
[1]RedSol was not created yet.
Date of last Learning Journey update: October 2011
