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Health Microinsurance Emerging Lesson #27

Region: 
Africa
Theme: 
Health Seeking Behaviour
Learning Theme: 
Health insurance, pharmacy , provider network, care management
Registration and enrolment in the Ghana National Health Insurance Scheme encourages use of doctors in place of chemists.

Because the National Health Insurance Scheme only covers prescriptions made by medical doctors, enrolled clients are more likely to visit doctors instead of chemists.  This difference in health seeking behavior may lead to better quality of care or improved outcomes – but this is still unproven.